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The Impact of Blockchain on Modern InsurTech
The insurance industry, while financially robust, is often criticized for its slow and paper-centric processes, lack of transparency, and vulnerability to fraud. InsurTech, the marriage of insurance and technology, has emerged to address these concerns by leveraging digital solutions. However, a new wave of innovation is on the horizon, driven by blockchain technology.Blockchain, a distributed ledger technology, offers a secure, transparent, and immutable record-keeping system. This has the potential to revolutionize the way insurance companies operate and interact with their customers. Blockchain, with its inherent characteristics of immutability, transparency, and decentralization, presents an enormous potential to reshape the insurance landscape.Transforming Traditional Insurance Processes with BlockchainTraditional insurance processes often suffer from inefficiencies, opacity, and fraud risks. Manual paperwork, cumbersome claims processes, and lack of transparency have long plagued the industry. Blockchain technology, however, offers a solution by fundamentally transforming these processes.Streamlining Claims Processing: One of the most significant pain points in traditional insurance is the lengthy and complex claims process. Blockchain can automate claims processing through smart contracts-self-executing contracts with the terms directly written into code. When a claim is submitted, the smart contract automatically verifies the claim's validity by cross-referencing with policy details and other relevant data stored on the blockchain. This automation reduces processing time, minimizes human error, and ensures that claims are handled efficiently and transparently.Enhancing Underwriting Accuracy: Underwriting, the process of assessing risk and determining premiums, relies heavily on accurate and comprehensive data. Blockchain's immutable ledger allows insurers to access a vast amount of verified data from multiple sources, including IoT devices.
AI in Insurance: Setting New InsurTech Benchmarks and Managing Risks in 2024
The role of AI in the insurance industry is seldom reported with the same animated vibe as it is done for other front-runner industries. The maturing Generative AI or GenAI landscape has forced insurance companies and related insurtech service providers to embrace the fast-paced transformation with calculated risks. AI in Insurance in 2024 is expected to be a major game-changer as insurtech companies look at advanced machine learning and deep learning algorithms to meet industry expectations. An avalanche of insurance-focused big data mined from a wide range of connected devices will increase the demand for superior product categories for AI in insurance companies. To understand how artificial intelligence and machine learning applications in insurance product categories can potentially disrupt the sector, we spoke to Rhino's co-founder and CEO, Benjamin Lantos.What's Rhino? Rhino is a proptech startup that specializes in security deposit insurance. In 2017, Rhino pioneered security deposit insurance, replacing c*** deposits with smart, affordable insurance so renters can maintain control of their c***. Here's the full transcript of our AIThority Interview with Rhino's CEO.AI in Insurance: Setting New InsurTech Benchmarks and Managing Risks in 2024Hi Benjamin, welcome to the AiThority Interview Series. Please tell us about your tech journey.Before co-founding Rhino, I worked in multifamily rental development, overseeing acquisitions, development, and management. I also spent time at Goldman Sachs raising capital, structuring d*** and repositioning consumer and real estate assets. All of these experiences led me to see - along with my co-founders - the tremendous opportunity for digital transformation in the rental industry. We began building products to put m********* in renters' pockets, offering security deposit insurance, digital c*** deposit management and compliance, and renter's insurance - all via a modern SaaS platform.
Jedi Fugitive (The Bad Batch)
Survivor. Outcast. Fugitive.Astera Lyell barely escaped Order 66 with her life. Now she's on the run, looking desperately for someplace to lay low, away from the Empire and the clones they used to murder her people. If only it were that easy.When the Bad Batch shows up on Ord Mantell looking for work, Astera is forced to work with the clones she has learned to distrust and despise, hoping they will not recognise her and carry out the order their brothers had without hesitation. But with them comes its own set of problems, from bounty hunters after the child they had brought with them to the Empire, hunted by one they once called brother. As she is drawn back further into the world she had tried so hard to leave behind, Astera finds it harder and harder to cling to the anger and hate that she was sure would ensure her survival, forming alliances and even friendships with the clones she had sworn to despise as they prove to be unlike their reg counterparts. She must learn to trust and rely on them again if there is any chance of them living against a relentless and ruthless Empire intent on seeing them all dead.BOOK 3 in the 'Jedi of Mandalore' Trilogy (I'm working backwards for some reason). Preceded by 'Jedi Padawan' and 'Jedi Deserter' (Dates TBC)Cover by @TheSquareCheeseDISCLAIMER: I do not own Star Wars or any of the storylines/related characters. All rights belong to the respective copyright holders and I am not making profit from this story. The only characters I own are Astera Lyell and any other original created characters.
![Protectors of Umbra [Umbra's Fate #1] ✓](https://img.wattpad.com/cover/294314829.jpg "Protectors of Umbra [Umbra's Fate #1] ✓")
Protectors of Umbra [Umbra's Fate #1] ✓
One day darkness came and made everyone's hearts it's home. ***The village of Umbra has always been known for its beautiful landscape and the peaceful lifestyle of its inhabitants, but everything changed when the Devil appeared. Now, if they want to survive against the demons that walk between them, the villagers have to use the powers the Devil gave them and fight. Will they be able to hold onto their lives for a whole year? What would they do when the line between allies and enemies starts to fade? Is it possible to find love in the middle of death or will the darkness consume it all? [[Word count: 70,000 - 75,000]] _______🌟 4 times Featured: Editor's Pick, Fight the odds and survive, Stories Undiscovered and CroodsGirl🌟 First Place of the Best Plot Premise. Crown Mini Awards 🌟 Third Place on Paranormal on the Coalition Awards🌟 Third place on Action/Adventure on the Majestic Constellations AwardsStarted: 12/11/2021Finished: 7/12/2022*This story is post by me only on Wattpad, if you see it in other place please report it.
Cridex
Advancements in cybernetics have left the lines between man and technology a blur. Enhanced machines were expected to serve the people, until those machines usurped the people.When the streets surrounding her home erupt into a battlefield between the insurgent cyborgs and the government that wishes to control them, Ellery Kent hadn't thought that she would be considered the enemy. But with the one defining feature separating her from the rest- a single, luminescent, blue eye- she finds herself isolated from everything she has ever known, and dependent on a people she once considered far beneath her.**********© 2017 AaPThomps all rights reserved.COMPLETED FIRST DRAFT.Cover by @-wanderes
Tommy's Ultra-Important Keychain
Official Wattpad Version of TUIKHighest Ranking #1 in Found FamilyHighest Ranking #1 in Villains~~~~"Be my apprentice," Icarus blurted.Tommy blinked. Gradually, the corners of his mouth dropped into the deepest frown he'd ever made. "What the fuck? Why?""Why?" Icarus froze and Tommy raised a judgemental eyebrow. "It's because of your powers.""My powers," he echoed. "I never told you whether or not I had powers.""I can... sense them," Icarus bullshitted. Tommy pinched the bridge of his nose."Right. What are they, then," he retorted."Uh... super... powers," the villain answered, sounding more unsure of himself by the second.Tommy wanted to bash his head against a wall. "Really? That's the best you could do?"------Tommy isn't sure why handing someone their keys is such a big deal, but now he's left with a huge problem: Every supervillain in the city wants him to be their apprentice!- or -Tommy's lame superpower turns out to be a game-changer.~~~~Cover art by @sho_draws on instagramOriginal story by SeriouslyCalamitous on archiveofourownPlease use the hashtag #tommysultraimportantkeychain on social media or tag me!Ao3 Reads:140k reads: 9/6/22200k reads: 12/16/22250k reads: 4/1/23300k reads: 5/27/23360k reads: 10/7/23400k reads: 2/6/24
![Duplicity [p.h]](https://img.wattpad.com/cover/97377057.jpg "Duplicity [p.h]")
Duplicity [p.h]
• • • book two of the ambivalence trilogy • • •My name is Jacqueline Lorelai Taylor.I'm a Dauntless. Or, at least, I was. I didn't think think I could say I stood for what the rest of my faction did now.But I had to pretend I did. I had to lie. I had to cheat. I had to betray the trust of everyone I cared about. I had to do unspeakable things I'm not sure I will ever recover from. If you're reading this, send help. // all rights go to Veronica Roth; only the things you don't see in the books or movies are mine// NOTE: READ AMBIVALENCE BEFORE STARTING THIS BOOKhttps://www.wattpad.com/story/80048126-ambivalence-peter-hayes
Summoning the HKA: Lords of Eternity
The High Kingdoms of Alaxia is a proud nation within the world of Oikia. A pillar of liberty in a world very different from our own. It stands as one of the great powers of its world, leading in many technological and industrial fields. A union of five vastly different nations, the High Kingdoms have always battled to keep the union stable. Various factions work in secret to further their ambitions. All the while, the spectre of past failings looms over the nation's head.Torn away from their world, the High Kingdoms find itself transported to another realm. This new world contains many curiosities and occurrences that would otherwise seem impossible. Many hope to cement their power in this new world, while others still wish for stability and a return to normality. As surveys its newfound position, the HKA struggles to cooperate with its new neighbours and finds itself in precarious positions. Only through sheer technological disparity, can they have managed to keep ahead. All the while, their domestic issues might prove a far greater challenge.Inspired by the great works of Summoning Japan, this work takes place in a world very similar to that of Summoning Japan. Yet it diverges greatly in theme and storytelling. Explore a new world full of magic, monsters, and many diverse peoples. As they struggle tirelessly in the pursuit of betterment, prosperity, or survival. Observe a civilization's cultural, political, and social dynamics as it embarks to find its place in the new world.Note: I will be posting this story on Royalroad.com under the profile: https://www.royalroad.com/profile/98986
Devil Venerable Also Wants to Know
FOR OFFLINE READING PURPOSESAuthor: Cyan WingsQing Se Yu Yi青色羽翼Genres: Adventure Comedy Romance Shounen Ai Supernatural XianxiaStatus in COO: 80 Chapters + 2 Extras (Completed)In a Mary-Sue novel, the readers all liked the Devil Venerable, the second male lead who devoted himself whole-heartedly to the female lead. However the female lead only loved the male lead who abused her physically and mentally.Readers: Why doesn't the female lead like the Devil Venerable?!Devil Venerable: This Venerable also wants to know. But what I really want to know is why I even like the female lead at all.In order to understand why the female lead wasn't attracted to him, the self-conscious Devil Venerable brutally interrogated the entire cast of characters from the novel.Background characters: I have so many things I want to say but I don't dare to say it to his face!-After obtaining the book, the Devil Venerable discovered that the book described the world he lived in. This book said that after he sacrificed himself for the female lead, the fourth male lead, his silent and loyal subordinate Yin Hanjiang, blackened and attempted to kill her as a sacrificial offering for his lord.Devil Venerable Wenren E: Yin Hanjiang, this Venerable wants to know why you wanted to kill the female lead.Yin Hanjiang was silent.Wenren E: If you refuse to speak, this Venerable will cut out your tongue and have it with alcohol!Yin Hanjiang: ...Wenren E: What the hell are you blushing for?!
Addicted | Genshin x Male! Reader
You were addicted to Genshin Impact so much you would use up all your money and time on it at fault. You also can't help but getting so attracted in other words, simping on the characters designs that the game offer to the fact that you decided to declare yourself as Genshinsexual (a joke btw). One day, your computer broke down at the middle of your online class session and decided to open Genshin Impact. You have zero control whatsover on your computer it was as if the computer was controlling itself. As the in-game started to open the door, a bright light consumed you which made you went unconscious.The first thing you see when you woke up was Aether's and Paimon's face which brings you to surprise. You have been dreaming for this to happen to yourself. Little did you know, something awaits you in your dream life.Cover by: @thelxione
I want to resign and farm every day
Shen Yu, who died in a car accident, traveled to another world and was rescued by Qiao's brother.Rumor has it that Brother Qiao ordered Rick to marry him? Not only unlucky but also ugly? You're almost 20 and no one wants it?There is also someone who is slandering Brother Qiao and wants to use this to force a marriage?Shen? With a big wave of his hand, he cannot let anyone bully his savior!Who said no one wants Brother Qiao? Marry him!My wife and children were sitting happily on the hot bed. Suddenly I realized that I was an official, and I was completely confused.He was forced to work as an official in Beijing and got up early every day to go to court.Seeing the ministers quarreling with red faces and the princes vying for power.Shen was speechless and burst into tears: He wanted to resign and go home to farm. He didn't want to be an official. He didn't want to be an official.Either his wife isn't gentle enough or his son isn't cute enough. He doesn't want to be an official at all, he just wants to resign and farm!Tags: Focus on wife-protecting maniacs, marry first and then love HETips: Chapter display errors, such as work related, first section, etc. will not affect reading!NOT MINEMTL (no editing)NO VOTINGhttps://shubaowb.com/novel/104027.html
Doulou Dalu: The Power of a Book
Su Wen, traversed to the Douluo Continent and witnessed the helplessness of being unable to control his own destiny as he saw his newfound family perish as mere collateral in the clash of two powerful Titled Douluo. He vowed to avenge the two individuals who had given him a fresh start in life.However, life did not favor him, as he only awakened an ordinary Book Martial Spirit. Undeterred, he refused to be disheartened and, leveraging his unique perception talent, embarked on the journey to transform his martial spirit.An ordinary book martial spirit?No! I will evolve it to an extraordinary Heavenly Book Martial Spirit!S
𝓓𝓻𝓲𝓿𝓮𝓷 𝓽𝓸 𝓜𝓪𝓭𝓷𝓮𝓼𝓼 | Percy Jackson¹
PLEASE READ THE REWRITE INSTEAD OF THIS. THIS IS ONLY UP UNTIL THE REWRITE IS COMPLETED. PLEASE READ THE REWRITE TO PREVENT LOSING THE BOOK BEFORE YOU'RE DONE.Veronica Westcourt didn't like Camp Half-Blood. She didn't like the fact that she hadn't left in years, or that her father, Dionysus, was so overprotective. She didn't like how others had so many friends and besides her siblings, she only talked to a few girls. She didn't like certain people, especially Percy Jackson.It was that simple. Veronica didn't like Percy, and it was clear that the feeling was at least partially mutual. She didn't like his blonde friend, either. She didn't like many people he associated himself with. But she really didn't like him.So when she ends up on a quest with him, she's less than thrilled. Eventually, she caves and talks to him. This leads to walls being broken, people being broken, and more things being broken.Veronica did always have a gift for making people go crazy. Maybe this time, she could find herself going crazy... though perhaps a different kind of crazy. [The Titan's Curse →The Last Olympian][Story DOES include swearing] Written by a Percy Jackson simp w/help from @jazzysworld006Written: June 13, 2021-August 16, 2021Started: June 13, 2021 (TTC), July 12, 2021 (BotL), August 7, 2021 (TLO)Completed: July 11, 2021 (TTC), August 6, 2021 (BotL), August 18, 2021 (TLO)Highest rankings#1 in camphalfblood#1 in percyjacksonxoc#1 in chiron#1 in dionysus#1 in battleofthelabyrinth#1 in thelastolympian#1 in biancadiangelo#1 in lukecastellan#1 in rachelelizabethdare
Order and Chaos
In the land of Arcelli, magic rules all, a mysterious priestess guards the forests…and Maethya still grieves for her dead apprentice.Even though it has been three years since Kymio's gruesome murder, Mae can't shake the feeling that she is somehow responsible for his death. Although she still despairs for her loss, when a new boy joins the Order, and begs Mae to take him as an apprentice, she feels obliged to help him hone his terrible gift. This new boy is insolent, insubordinate, and hopelessly clueless about the workings of magic, but even in mourning, Mae is unable to resist the challenge.But this new apprenticeship does not come without consequences. Almost immediately after his arrival, Arcelli's strange happenings turn even stranger. Barbarians to the north show unprecedented civilized behavior. The distant kingdom Rymid aggressively prepares for a war they cannot win. And some of these perpetrators are building technologies beyond anything the Order has ever seen before.Behind these strange occurrences lurks a dark power, one which even the Order may not be able to face. To defend Arcelli, Maethya must confront her past, and the terrible things she fears she's done…but this is one challenge she's not sure she's up for.
The Human Emperor (1-200)
NOT MINE. OFFLINE READING PURPOSE.Author:Huangfu Qi, 皇甫奇Alternative names:Nhân Hoàng Kỷ, Ren Huang Ji, THE, The Records of the Human Emperor, 人皇纪Source:StarveClericForcefully brought over from the modern world to an alternate world, Wang Chong felt detached and lived his life aimlessly.However, when calamity struck and he saw his family and everything he cared for being torn apart, he felt regret.Thus, he stood up and eventually became the Grand Marshal of the Central Plains, leading an army against those who sought to destroy all he cherished.Yet, despite all his efforts, it was already too late to reverse destiny.But before his death, a shooting star, the same one which brought him to this world, appeared before him, and he was given another chance to undo his regrets.------------------Wang Chong was on the verge of death staring down the horde of mysterious soldiers. He put his final effort into killing his most hated enemy. His country, his people, everyone he loved were all gone... He died with regret.However, destiny has given him a second chance at life.------------------17k's Synopsis:I cannot hand this world over to those who I disdain!Thus, Wang Chong stepped over mountains of bones and rivers of blood to ascend to the throne of the Human Emperor. With his might, he reversed the fall of the Great Tang and brought it to the pinnacle of the world, thus becoming an unsurpassable legend!
Insurtech startup Riskcovry gets $5 million in Series A funding
Riskcovry, a B2B2C startup, enables companies from any industry to offer digital insurance products and services to their end-customers.Insurtech startup Riskcovry will utilise the funding to build new insurance products, invest in its data science team and products, and quadruple its partner network in next 18 months.Read More: https://m.economictimes.com/tech/funding/insurtech-startup-riskcovry-gets-5-million-in-series-a-funding/amp_articleshow/81402900.cms
Serving Mr Popular
"Whatever, I call people as I deem fit," he interjected expressionlessly. Okay, that was insulting - how on earth did the name 'banana girl' suit me? He paused, then added with a smirk, "Or do you prefer 'servant' instead?" "What?" I frowned in confusion. "Servant'?""Yeah, 'servant'." He cocked his head to one side and stared at me intently. "Do you like that better?" "Why on earth would I deserve the term 'servant'?" "Isn't it obvious? Your mother's my family's maid, and technically she's my parents' maid, so that makes you, her daughter, my servant," he replied with a shrug. What. The. Hell? +++++++++++++++++++++++++++++Riley's been living a life of invisibility her whole school life - and she's been doing an excellent job at that. "Avoid, avoid, avoid" is her life motto for surviving high school, especially when it comes to the most popular kids in school. (Well, excluding that time when she dropped a banana peel on the floor and accidentally tripped the school's most popular girl.) But then one day her mother lands a job as a maid of a wealthy family and the two of them move into the house owned by the family. It turns out the son of the family her mother works for is none other than...Austin Hale, the most popular guy in school. And that, is when her senior year really begins. HIGHESTRANKING: #1 in "mrpopular"
Anyway, I'm just a fish-loving demon lord season 2
In a modern world where nothing is as normal as it seems. An ordinary teenager, Erolu, lives his daily life freely. One day, two years ago, everything changed. How did I become a loli? Horns? Wings? A tail? What the hell! Wait, isn't this a character from the game? It's a little different. ...... A normal teenager just turned into a loli that highly resembles the game character. This is...This is the continuation of the first season so please enjoy. Please read season one before reading this.
Project Parvati
Parvati Nair is born out of necessity and desperation. The necessity to complete Shyne Inc.'s insurmountable project and the desperation to reunite two estranged souls. With T minus 30 days to complete the project, will Project Parvati succeed? Or, will it fall prey to heartbreaks, lost hopes and other technical errors?© Aisha K
NOT JUST AN ORDINARY MAN!
He wasn't who he seems to be, a street side beggar in old boots and raggedy clothing, a man from no where a man with nothing, no class a man people look at with scorn, and turn away because of his raggedy clothing and appearance some sees him as s thief others a convict who enter the small town of folks to escape the law. What they didn't know was that the man they turn away, scorn and ignored was from a mighty rich family a man of class with good qualities a well train and distinguish mechanical engineer and a good architecture, he was just a passerby in this small town looking for some one who sees him as just a man not a rich man or a raggedy man, but people mostly turn him away, except for this one lady who was a widow with a child the age of seven who was struggling to make ends meet, since the death of her husband, she fought hard to keep a straight face. For the money her husband died leaving for her to support her and the child was spend up on his funeral for some problem with the insurance company She could hardly find much for herself and the child now and to take in a homeless man was bound to make things worst but because of her teachings and her son who push her to let the strange man stay in their house she was unable to leave him out on the street,
• wanderlust | nct dream •
[Hogwarts AU] Congratulations! In the Year 2019, you have been accepted into Hogwarts School of Witchcraft and Wizardry. Please ensure that you have the following items for school: 1) A wand2) Textbooks3) StationeryAn escort shall arrive shortly after you've finished reading this letter of acceptance. P.S. There is no wifi in the Wizarding World. Na Joohyun, a nineteen year old ordinary school girl from the Muggle world, one day receives a letter of acceptance from the Wizarding World's greatest school, Hogwarts. She finds herself at a loss, confused and in disbelief - well, not until her only family left - her twenty year old brother, Na Jaemin, finally tells her the truth about her birth and family background. It comes to a shock to her that her blood had contained a very powerful pure blood's lineage from her Father, along with her Mother, a talented half-blood witch.What's more is, the blood in her veins didn't contain just any other pure blood lineage. Her lineage was part of the Order of the Phoenix, a name given to a group of four pure blood families that has been recognised as not only mighty, but also given the responsibility to protect the Wizarding World from any sort of threat, no matter what it takes.DISCLAIMER: This story is merely INSPIRED by the Harry Potter series and hence may contain some inconsistencies as compared to the original series.
Atonement?
We all have regrets. We all smile. We all frown. Sometimes all we need is an encouraging word from others or seeing that someone else is also going through pain to understand one's self. In this book which consist of poems, entries, and thoughts there are stones in which no one would consider to glance at but also sees a new way to treasure. This book is for those who are in need or curious. This is my atonement. How I write when I need. Now take a look--even if it were just a glance. Who knows? The words that follow may surprise you.
Free EDB to PST Converter
Free EDB to PST Converter ToolFor overall break-free mail flow in any organisation, it is a must to ensure that exchange server is running in optimal condition. Sometimes it could be storing hundreds of mailboxes and on top of all that it is a calendaring software and a contacts manager too. However as exchange admins would readily acknowledge, it is not free from its fair share of errors. If you are in the same boat and are unsure as to what to do, then fret not try out the EdbMails EDB to PST exchange recovery solution. Trying out EdbMails is as easy as going to the official site and downloading the setup file.Once you install and launch the Free EDB to PST Converter version of EdbMails, you'll feel right at home as its user interface is rather easy to get used to. The simplified front end masks the sophisticated back end algorithms that work to felicitate easy and quick recovery of exchange databases. The original database and all the information contained within is secure . If EDB recovery with utmost reliability is your goal then look no further than EdbMails. Thanks to easy to user interface EdbMails is operable by even a non technical person.Additional Key-Attributes of Free EDB File Converter SoftwareConvert Exchange database into Outlook PST with just a few clicks.24×7, 365 days Technical support.View all the EDB contents before export.Direct EDB migration to Office 365 and Live Exchange Server supported.Retrieve all mail components such as to address, cc,bcc,time, subject,from address, mail header as well as the body.No size limit to the EDB file and maintains the folder structure intact.Non English Unicode Support.The best < b><a href="https://www.edbmails.com">EDB to PST</a></b> Tool
The Pharaoh Partner
Everything started when Pegasus kidnapped Mokuba. The bastard had acquired a rare puzzle and, as he was incapable of complete it, toke Kaiba's brother to ensure that the CEO will do it instead. With Kaiba's technology, fix the damn thing was a children's play. The last peace however, had to put it by hand. The puzzle didn't take another way. And when Seto did it, the light was so blind full he get blind for a couple of minutes. Then he came back to Pegasus.The bastard resisted and tried to make everything more interesting by mounting a duel with him.Kaiba accepted, confident on his own skills. But that bastard was harder than expected, when overcome, Pegasus blackmail him. Every time Kaiba takes points from him, Mokuba will get hurt, and Kaiba couldn't take it.He couldn't hurt his little brother.No in this live. Not in the next one.He was going to surrender. Then, Yami take control.
Cipher Code {complete}
One day, Apocalypse came to pass. It started with a fog that engulfed the world. Thick and heavy in the atmosphere, nearly unbreathable to humans and able to corrupt a soul. It killed livestock, pulled buildings to the ground and deadened the soil. After a month, shields were erected over major cities to keep it out, but by then humanity could no longer see the sun. Next, they disappeared - the citizens in shieldless towns and the towns themselves - completely consumed by the fog. And in their place came monsters, beasts that craved human flesh and blood and knew nothing but destruction. In a matter of days, only half of humanity remained. . . but they didn't plan on going down without a fight.-Round Three Qualifier of the Tridents Awards (Winner of the Judge's favorites and Table Shakers subcategories)